Two GOSI schemes sit side by side. Existing contributors keep the prior annuity rates; the new scheme phases in from 3 July 2024. Confirm the month on GOSI’s site. The calculator asks for a calendar year as an estimate.
- Check scheme and nationality before you trust a percentage.
- Contribution wage in Fawtar is basic salary plus housing, not every allowance.
- Export the CSV only after every employee has a Saudi IBAN. A bank may reject the whole file for one blank line.
Related: existing vs new GOSI · CSV vs Madad · end-of-service estimate.
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