Sourced comparison
Fawtar or Wafeq?
Wafeq is stronger as SAR-priced cloud accounting with Phase 2 on Plus and a 14-day no-card trial. Fawtar is stronger if you need an Arabic invoice without signup, then daily collections and quote acceptance, billed in USD via PayPal.
Fawtar at fawtar.app is an independent Saudi product. It is not ZATCA’s Fatoora platform, not Fatoora.app, not Oman’s Fawtara programme, and not Jordanian Fawtara products. Fawtar publishes this page. Last verified 2026-08-29.
Where Fawtar is clearer
- Invoice and quote generators that work before an account exists.
- Quote → accept → invoice → payment request → transfer proof on Pro.
- Collections queue and aging as a product, not only an accounting report.
Where the other side is stronger
- SAR prices and a 14-day trial with no card.
- Phase 2 on Plus, with a longer market presence.
- Multi-warehouse inventory and payroll on Premium, plus Foodics.
Capability table
| Criterion | Fawtar | Wafeq |
|---|---|---|
| Price | Free: SAR 0 for up to 3 invoices/month with a watermark. Pro: 12.99 USD/month via PayPal after a 7-day trial (about SAR 49). Business: 25.99 USD/month (about SAR 99). Fawtar has no mada/SAR rail for its own subscriptions as of 2026-08-29. | Saudi pricing page: Starter SAR 119/month or SAR 99/month billed annually (SAR 1,190/year); Plus SAR 149 / 119 (SAR 1,430); Premium SAR 249 / 199 (SAR 2,390). Enterprise on request. Verified 2026-08-29. |
| Intended company size | Freelancers and service SMEs. | Saudi/UAE businesses and accountants, plus Enterprise. |
| Invoicing | Ordinary or tax invoice, Arabic PDF, Phase 1 QR, public generator with no signup. | Invoices and credit notes; Wafeq branding removable on Starter. Phase 2 from Plus. |
| Quotations | Arabic quotes with accept / revise / reject, then invoice and staged payments. Pro plan. | Quotations listed on the Saudi Starter plan. |
| Collections | Payment requests, collection links, transfer proofs, receipts, a daily follow-up list, and reminder copy you send yourself. Pro. | Wafeq is accounting-and-invoice led. Day-to-day collections workflow is not the pricing-page centrepiece. |
| Receivables aging | Customer aging (current / 1–30 / 31–60 / 61–90 / 90+) and CSV, plus a no-account calculator. | Wafeq advertises 40+ financial reports. Aging detail is not specified on the pricing page. |
| Accounting | Double-entry ledger with automatic posting on Business. Not a multi-company practice suite at Wafeq/Qoyod scale. | Cloud accounting is the core product, with multi-entity reports on Premium. |
| VAT reporting | VAT report on Business, plus a public return estimator that does not store your figures. | Starter lists auto-generated tax returns. |
| ZATCA Phase 2 | A Phase 2 integration path exists on the Business plan: device onboarding with a Fatoora OTP, simplified-invoice signing, and Reporting/Clearance routes. As of 29 August 2026 no customer has completed production onboarding end to end, and Fawtar is not described as a ZATCA-approved or listed solution. | The Saudi pricing page puts Phase 2 e-invoicing on Plus and above, not Starter. Homepage copy describes Phase 1 invoices as following ZATCA requirements. That is Wafeq’s wording, not a ZATCA certificate we restate. |
| Inventory | Stock deduction with POS on Business. Not multi-warehouse / BOM inventory. | Inventory and multiple warehouses on Premium. |
| POS | POS issues a simplified tax invoice with QR, deducts stock, and runs cash-drawer shifts. Business plan. | Not publicly documented as of 2026-08-29. A native POS on the Saudi pricing page. |
| Payroll | Payroll with GOSI by nationality/scheme and a WPS file. Business plan. Not a full HRIS. | Payroll management on Premium. |
| Project profitability | Project margin from quotes, invoices and costs on Business, including deposit and milestone billing. | Project and cost-centre tracking from Plus. |
| API | Documented REST + OpenAPI + MCP on Business. Filter grammar aligned with Qoyod to ease migration. | Public API docs, with an e-invoicing API on Premium. |
| Webhooks | Signed webhooks for invoice and payment events, plus Google Sheets feeds. Docs are public. | Not publicly documented as of 2026-08-29. Signed webhooks as a standalone pricing-page capability. |
| Bank reconciliation | User-reviewed statement matching on Business. Not a direct Saudi bank feed. | Bank reconciliation on Starter. Direct Saudi bank feeds are mentioned on Wafeq’s Enterprise comparison copy. |
| Branches | Branches on the Business plan. | One branch on Plus, unlimited on Premium, with paid extra branches. |
| Cost centers | Cost centres on Business. | Projects and cost centres from Plus. |
| Mobile experience | A PWA in the mobile browser. No native app-store application. | Wafeq markets mobile use of the cloud product. |
| Integrations | Salla was tested on a real production store. Zid/Shopify/Woo paths exist. MCP, Sheets and webhooks. Not Foodics. | Stripe on Starter, Foodics on Premium, e-invoicing API on Premium. |
| Free tier / trial | Public tools with no signup, a free account at 3 invoices/month, and a 7-day Pro trial that requires a card. | 14-day trial, no credit card. No perpetual free plan on the Saudi pricing page. |
| Arabic UX | Arabic-first RTL, with Arabic PDFs rather than mirrored English templates. Wafeq and Qoyod are Arabic too. | Arabic and English as a product and site. |
| Limitations | Subscriptions are PayPal USD with a card. Phase 2 has no completed customer production onboarding. Customer WhatsApp is not operationally enabled pending template approval. No third-party ratings republished here. | Phase 2 is not on Starter. Payroll and inventory sit on Premium. No native POS documented on the pricing page. |
| Best for | A Saudi service business that needs an Arabic invoice today, then collections and a ledger, without starting on an ERP. | A business that wants SAR-priced cloud accounting, Phase 2 on Plus, and a longer market presence. |
3 columns
Official sources
Short questions
Who publishes this comparison?
Fawtar publishes this page. It is not a paid independent review. Check the other vendor’s official site before you buy.
Is Fawtar ZATCA-approved?
A Phase 2 integration path exists on the Business plan: device onboarding with a Fatoora OTP, simplified-invoice signing, and Reporting/Clearance routes. As of 29 August 2026 no customer has completed production onboarding end to end, and Fawtar is not described as a ZATCA-approved or listed solution.
Where is the other product stronger?
SAR prices and a 14-day trial with no card.