Sourced comparison

Fawtar or Qoyod?

Qoyod is an established Saudi accounting system; its Help Centre puts Phase 2 in SMB plans with a 14-day no-card trial. Fawtar fits teams that want free Arabic invoice tools immediately, then collections, with an API shaped to ease migration.

Fawtar at fawtar.app is an independent Saudi product. It is not ZATCA’s Fatoora platform, not Fatoora.app, not Oman’s Fawtara programme, and not Jordanian Fawtara products. Fawtar publishes this page. Last verified 2026-08-29.

Where Fawtar is clearer

  • Public tools with no signup, and a free account at three invoices.
  • Documented API with Qoyod-like filter grammar.
  • Operational collections: payment requests, proofs, daily queue.

Where the other side is stronger

  • Longer presence, and Phase 2 in SMB per the Help Centre.
  • 14-day trial with no card.
  • A standalone mobile app marketed on Qoyod’s site.

Capability table

Capability comparison table
CriterionFawtarQoyod
Price

Free: SAR 0 for up to 3 invoices/month with a watermark. Pro: 12.99 USD/month via PayPal after a 7-day trial (about SAR 49). Business: 25.99 USD/month (about SAR 99). Fawtar has no mada/SAR rail for its own subscriptions as of 2026-08-29.

Fawtar pricing

Not publicly documented as of 2026-08-29. List prices render in the in-app plan selector, not as static HTML. The Help Centre describes multiple SMB tiers; time-limited offers are not treated as list prices here.

Qoyod plan selector

Intended company size

Freelancers and service SMEs.

Self-serve SMB plus sales-led Enterprise.

Qoyod plans

Invoicing

Ordinary or tax invoice, Arabic PDF, Phase 1 QR, public generator with no signup.

E-invoicing included in SMB plans per the Help Centre.

Qoyod Help Centre

Quotations

Arabic quotes with accept / revise / reject, then invoice and staged payments. Pro plan.

Qoyod markets quotations as part of sales.

Collections

Payment requests, collection links, transfer proofs, receipts, a daily follow-up list, and reminder copy you send yourself. Pro.

Qoyod is a full accounting system; operational collections should be verified in-product.

Receivables aging

Customer aging (current / 1–30 / 31–60 / 61–90 / 90+) and CSV, plus a no-account calculator.

Not publicly documented as of 2026-08-29. An aging report in Fawtar’s exact buckets.

Accounting

Double-entry ledger with automatic posting on Business. Not a multi-company practice suite at Wafeq/Qoyod scale.

Qoyod positions itself as a full Saudi accounting system.

VAT reporting

VAT report on Business, plus a public return estimator that does not store your figures.

Qoyod markets VAT reporting as part of Saudi accounting.

ZATCA Phase 2

A Phase 2 integration path exists on the Business plan: device onboarding with a Fatoora OTP, simplified-invoice signing, and Reporting/Clearance routes. As of 29 August 2026 no customer has completed production onboarding end to end, and Fawtar is not described as a ZATCA-approved or listed solution.

Help Centre says SMB plans include Phase 2-compatible e-invoicing. Qoyod has a longer operational presence than Fawtar in this market.

Qoyod subscription plans

Inventory

Stock deduction with POS on Business. Not multi-warehouse / BOM inventory.

Qoyod markets inventory; plan limits should be checked at signup.

POS

POS issues a simplified tax invoice with QR, deducts stock, and runs cash-drawer shifts. Business plan.

Qoyod markets POS as a product or add-on. Inclusion versus paid extra is not static on public HTML.

Payroll

Payroll with GOSI by nationality/scheme and a WPS file. Business plan. Not a full HRIS.

Qoyod markets payroll, often as an add-on. Confirm at signup.

Project profitability

Project margin from quotes, invoices and costs on Business, including deposit and milestone billing.

Not publicly documented as of 2026-08-29. Project-profitability detail on a static public page.

API

Documented REST + OpenAPI + MCP on Business. Filter grammar aligned with Qoyod to ease migration.

Public REST API with ransack filters and an API-KEY header.

Webhooks

Signed webhooks for invoice and payment events, plus Google Sheets feeds. Docs are public.

Not publicly documented as of 2026-08-29. A public webhook catalogue as explicit as Fawtar’s.

Bank reconciliation

User-reviewed statement matching on Business. Not a direct Saudi bank feed.

Qoyod markets bank reconciliation; confirm plan limits at signup.

Branches

Branches on the Business plan.

Wafeq claims Qoyod caps branches and charges per location. That is a competitor claim; verify on Qoyod.

Wafeq vs Qoyod

Cost centers

Cost centres on Business.

Not publicly documented as of 2026-08-29. Cost-centre detail in public HTML.

Mobile experience

A PWA in the mobile browser. No native app-store application.

Qoyod publishes a mobile app as its own product.

Integrations

Salla was tested on a real production store. Zid/Shopify/Woo paths exist. MCP, Sheets and webhooks. Not Foodics.

Qoyod publishes integrations (including Salla). Use Qoyod’s current list.

Free tier / trial

Public tools with no signup, a free account at 3 invoices/month, and a 7-day Pro trial that requires a card.

14-day trial, no card. No perpetual free plan documented in the Help Centre.

Arabic UX

Arabic-first RTL, with Arabic PDFs rather than mirrored English templates. Wafeq and Qoyod are Arabic too.

Arabic-first as a Saudi product.

Limitations

Subscriptions are PayPal USD with a card. Phase 2 has no completed customer production onboarding. Customer WhatsApp is not operationally enabled pending template approval. No third-party ratings republished here.

List prices are not on a static marketing page. Payroll/POS/branch add-ons need confirmation at purchase.

Best for

A Saudi service business that needs an Arabic invoice today, then collections and a ledger, without starting on an ERP.

A business that wants a well-known Saudi accounting system with Phase 2 in the SMB plan.

3 columns

Official sources

Short questions

Who publishes this comparison?

Fawtar publishes this page. It is not a paid independent review. Check the other vendor’s official site before you buy.

Is Fawtar ZATCA-approved?

A Phase 2 integration path exists on the Business plan: device onboarding with a Fatoora OTP, simplified-invoice signing, and Reporting/Clearance routes. As of 29 August 2026 no customer has completed production onboarding end to end, and Fawtar is not described as a ZATCA-approved or listed solution.

Where is the other product stronger?

Longer presence, and Phase 2 in SMB per the Help Centre.